Following two scorching summers and record-breaking temperatures, residents of Britain are facing a serious crisis in their homes: deep and dangerous cracks in the walls. Harry Biggs, 49, from Stroud in Gloucestershire, clearly describes the troubles he is facing. He and his partner noticed large wall cracks after purchasing their home in June 2025, which have clearly worried them.
Insurance Claims and Uncertainty of Repairs
Biggs points to a large diagonal crack that he can now easily look through, saying, “We have one wall that has a large crack, and you can easily look through it into the other room. You can put your fingers in it, and pieces of plaster easily fall off.”
The couple approached their insurer, Admiral, with concerns about their home and filed their claim in the spring. However, the installation of monitoring devices to check the condition of the house was only done a year after the claim was filed, and now they do not know when repairs will begin.
Increase in Claims Due to Ground Movement
This situation is not unique to Harry Biggs. According to reports, with rising temperatures and climate change, claims related to ground movement are sharply increasing. Homeowners are seeking help and advice from insurance companies due to concerns about serious damage to their structures. This crisis may be a sign of worsening climate conditions in the future.
As many residents grapple with similar issues, the question arises whether insurance companies will be able to respond to this crisis and address homeowners' concerns. In a world where climate change has become a bitter reality, hope for better days is gradually fading.
